A first time homebuyer needs the support and guidance of a local lender that is ready and willing
to assist them every step of the way. Petaluma Home Loans (PHL) offers each first time home buyer personalized attention in order to build trust and confidence.
PHL is a first time homebuyer mortgage company that strives for high customer satisfaction and will do everything they can to present their services with a personal touch. By focusing on the local community, PHL can offer Sonoma and Marin County residents the financing opportunities that they are looking for.

Every first time homebuyer can rest assured knowing that they are in good hands after obtaining the invaluable services of PHL.

• PHL handles every mortgage loan in-house from beginning to end.
• PHL understands that a first time homebuyer may lead a busy life, so they are willing to meet on a client’s terms and availability by offering in-home evening and weekend appointments.

When a client calls the PHL office, they will receive an update from a live person and not from an automated service,which allows the company to stand apart from the competition.

By using PHL, clients have the ability to lock-in rates upfront without having to wait on paperwork processing, making it easier to know the actual cost their financing package.
A first time homebuyer will be able to work with a seasoned professional that understands their needs and will work hard to get what the client wants. From the moment that a client begins an application, a loan officer will take the time to explain the entire process including all associated fees in an open and honest manner. In addition, PHL will let a first time home owner know about special rates and programs that may be available to them. Keeping a first time home buyer well informed is the main focus of PHL.

PHL can also assist current homeowners to find refinancing for their main residence or get financing for a second home or rental property. PHL is proud to be of assistance to every individual, so that an applicant can get the loan that fits his or her situation.
By avoiding big bank lenders, a first time home owner can have a quick and painless loan process. Using the right financing company makes it easier for a first time homebuyer to acquire the house of their dreams without any undue stress or frustration. If you need to find financing options for your next home loan, then you should contact PHL today for more information.