What information will I need to provide when I apply for a mortgage?

While every situation is different, in general, you will need to provide the following information. Your mortgage advisor will inform you if additional information is needed:

1. Most recent pay stubs representing your earnings for the last 30 days

2. Most recent two years’ federal tax returns (include all schedules/pages)
Include all W2s and/or 1099s and/or K1’s
If self-employed, include a year-to-date profit and loss statement

3. Most recent two months’ personal bank statements (all pages – even if they are blank)

4. Most recent two months’ retirement and brokerage account statements (all pages)

5. If you own any real estate, please include the following for each property:
Homeowners Insurance Information (“Declarations Page”)
Copy of current Mortgage Statement
Copy of Property Tax Statement

6. If applying for a VA loan, a copy of your DD214

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